Identity theft protection is a service that helps individuals protect their personal and financial information from being stolen and misused by criminals. Identity theft occurs when someone steals your personal information, such as your name, social security number, or credit card number, and uses it to commit fraud or other crimes.
Identity theft protection services typically monitor your personal information, such as your credit reports, social security number, and financial accounts, for any suspicious activity. If any unusual activity is detected, the service alerts you so you can take action to prevent further damage. Some identity theft protection services also offer recovery assistance in the event that your identity is stolen.
Other features that may be included in identity theft protection services can include credit monitoring, dark web monitoring, lost wallet protection, and identity theft insurance. Credit monitoring can help you keep track of changes to your credit reports, such as new accounts being opened in your name or changes to your credit score. Dark web monitoring can alert you if your personal information is being bought or sold on the dark web. Lost wallet protection can assist you in canceling and replacing any credit cards or identification documents that were lost or stolen. Identity theft insurance can provide financial reimbursement if you become a victim of identity theft.
Overall, identity theft protection services are an important tool for individuals to protect their personal and financial information from being stolen and misused. With the increasing frequency of data breaches and other security incidents, it is important to take proactive measures to protect your identity and finances.
There are several identity theft protection services that you can get, here are some examples:
- LifeLock: Offers identity theft monitoring and alerts, lost wallet protection, and up to $1 million in reimbursement for stolen funds.
- IdentityForce: Provides real-time identity monitoring, alerts for suspicious activity, and up to $1 million in identity theft insurance.
- Identity Guard: Monitors your personal information, alerts you to potential threats, and offers up to $1 million in identity theft insurance.
- Experian IdentityWorks: Offers identity theft monitoring and alerts, credit monitoring, and up to $1 million in identity theft insurance.
- ID Watchdog: Provides identity theft monitoring and alerts, as well as resolution services and up to $1 million in identity theft insurance.